Live for FREE
With House Hacking ROI Tracker

Finally know if your house hack is working! Track your real-time ROI, cash flow, and see exactly how much you're saving by living in your investment property.

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FREE BETA: House Hacker is currently free while we gather feedback and improve the platform!

Your House Hack Score

87.5

Master House Hacker

Better than 87% of house hackers

Monthly Cash Flow

+$428

Your Living Cost

-$428

Why House Hackers Love This Tool

Get instant clarity on whether your house hack is actually making you money

Instant ROI Calculations

See your cash-on-cash return, monthly savings, and hack score updated in real-time as you input your numbers.

Smart Roommate Splits

Easily track utility splits and shared expenses. See exactly how much your roommates are covering.

What-If Scenarios

Model rent increases, refinancing, or converting a room to Airbnb. See the impact before making changes.

Share Your House Hack Success

Get a shareable "Hack Score" that shows how well you're doing compared to other house hackers. Perfect for Reddit, BiggerPockets, or your favorite real estate investing community.

Sample_HouseHacker

r/realestateinvesting • 2h ago

"Living in my duplex for -$350/month! My House Hack Score is 91.2 🏆"

247 upvotes • 43 comments

🏆 What's a House Hack Score?

A gamified 0-100 score that measures how successful your house hacking strategy is. Compare with other house hackers and share your success!

40pts

Cash Flow Bonus

30pts

ROI Performance

20pts

Rental Coverage

10pts

Living for Free

Ready to Calculate Your House Hack Score?

Join hundreds of house hackers who've discovered how much they're really saving

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Frequently Asked Questions

House hacking is when you buy a property, live in part of it, and rent out the other parts to help cover your mortgage and living expenses. It's a great way to get started in real estate investing while reducing your living costs.

Your Hack Score (0-100) is calculated from four key metrics:

Cash Flow Bonus (0-40 points): Every $10 in monthly positive cash flow = 1 point
ROI Performance (0-30 points): Your annual cash-on-cash return percentage
Rental Coverage (0-20 points): How well rent covers your mortgage (200% coverage = max points)
Living for Free (0-10 points): Bonus if your living cost is $0 or negative

Score Tiers: 90+ = Legend 🏆, 75-89 = Master 🎯, 60-74 = Skilled 🔥, 40-59 = Apprentice 📈, 0-39 = Learning 📚

Yes! You can add multiple properties and compare their performance. Perfect for house hackers who scale up to multiple rental properties.

Your House Hack Score is a 0-100 point system that measures how successful your house hacking strategy is. It's designed to be easily comparable and shareable with other house hackers.

📊 Score Components (Total: 100 Points)

💰 Cash Flow Bonus

0-40 Points

Every $10 in monthly positive cash flow = 1 point (max 40 points at $400+ cash flow)

Examples: $100/month = 10pts • $250/month = 25pts • $400/month = 40pts

📈 ROI Performance

0-30 Points

Your annual cash-on-cash return percentage = points (max 30 points at 30%+ ROI)

Examples: 10% ROI = 10pts • 20% ROI = 20pts • 30% ROI = 30pts

🏠 Rental Coverage

0-20 Points

How well rental income covers your mortgage payment

Examples: 100% coverage = 0pts • 150% coverage = 10pts • 200% coverage = 20pts

🎯 Living for Free

0-10 Points

Full 10 points if your living cost is $0 or negative (you're getting paid to live there!)

🏆 Performance Tiers

90-100 🏆 House Hacking Legend
75-89 🎯 Master House Hacker
60-74 🔥 Skilled House Hacker

40-59 📈 Apprentice House Hacker
0-39 📚 Learning House Hacker

📋 Real Examples

Perfect Score Example (100 Points)

$400+ monthly cash flow (40 points)
30%+ annual ROI (30 points)
Rent covers 2x mortgage (20 points)
Living for free (10 points)

Great Score Example (75 Points)

$200 monthly cash flow (20 points)
15% annual ROI (15 points)
Rent covers 1.5x mortgage (10 points)
Living for free (10 points)

💡 Pro Tip: Focus on optimizing one component at a time. Increase rent, reduce expenses, or improve your down payment strategy to boost your score!

Live for FREE With House Hacking ROI Tracker