1. Acceptance of Terms

By accessing and using House Hacker ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

House Hacker is a web-based platform currently offered as a free beta service that provides tools and calculators for real estate investment analysis, property management, and house hacking strategies. The Service includes:

• Property analysis and cash flow calculations
• Investment scenario modeling
• Expense and renovation tracking
• Performance metrics and scoring
• Educational content and resources

3. User Accounts and Registration

To access certain features of the Service, you must register for an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and promptly update your account information
• Maintain the security and confidentiality of your login credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to the Service or its related systems
• Interfere with or disrupt the Service or servers connected to the Service
• Upload or transmit viruses, malware, or other malicious code
• Collect or harvest personal information of other users
• Use automated systems to access the Service without permission
• Reverse engineer, decompile, or disassemble the Service

5. Content and Data

Your Content: You retain ownership of all data, information, and content you submit to the Service. By submitting content, you grant us a limited license to use, store, and process your content solely to provide the Service.

Our Content: The Service, including its design, features, functionality, and underlying technology, is owned by House Hacker and protected by intellectual property laws.

6. Privacy and Data Protection

Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the Service, to understand our practices regarding your personal information.

7. Financial Information Disclaimer

Important: House Hacker provides tools and calculations for informational and educational purposes only. The Service is NOT intended to provide:

• Professional financial, investment, or tax advice
• Guarantees about investment returns or property values
• Legal advice regarding real estate transactions

You should consult with qualified professionals before making any financial or investment decisions. All calculations and projections are estimates based on the information you provide and should not be relied upon as definitive financial guidance.

USE AT YOUR OWN RISK: You acknowledge that your use of House Hacker is entirely at your own risk and discretion.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, HOUSE HACKER SHALL NOT BE LIABLE FOR:

• Any indirect, incidental, special, consequential, or punitive damages
• Any loss of profits, revenues, data, or use
• Any damages resulting from your use or inability to use the Service
• Any financial losses based on calculations or projections from the Service
• Any damages exceeding the amount paid by you for the Service in the past 12 months (currently $0 as this is a free service)

9. Indemnification

You agree to indemnify and hold harmless House Hacker, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any rights of another party
• Any content you submit to the Service

10. Service Availability and Beta Status

Beta Service Notice: House Hacker is currently provided as a free beta service for testing and feedback purposes. As a beta service, users should expect:

• Occasional bugs or technical issues
• Features that may change or be removed
• Possible data loss during updates (though we take precautions)
• No guarantee of service availability or uptime

We strive to maintain high availability of the Service, but we do not guarantee uninterrupted access. The Service may be temporarily unavailable due to scheduled maintenance, technical difficulties, or circumstances beyond our control.

11. Modifications to Terms

We reserve the right to modify these Terms at any time. We will notify users of significant changes via email or prominent notice on the Service. Continued use of the Service after changes constitutes acceptance of the new Terms.

12. Termination

Either party may terminate your account at any time. Upon termination:

• Your right to use the Service ceases immediately
• We may delete your account and data after a reasonable notice period
• You may request a copy of your data before deletion

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration or in courts of competent jurisdiction.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining Terms shall remain in full force and effect.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at:

• Email: travisjonesdpt@gmail.com

12. Contact Information

If you have any questions about these Terms of Service or need to contact us regarding your use of the Service, please use our contact form:

We aim to respond to all inquiries within 3-5 business days.